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This morning we welcome Howard Dayton, cofounder of Crown Ministries. At times a naval officer, restaurant owner, and Florida real estate developer, Howard’s life was changed after a business partner challenged him to study the Scriptures to discover what God teaches about handling money. The Lord gave him a passion to share the principles he discovered, which has resulted in four books and the founding of Crown Ministries in 1985, now the world’s largest financial ministry. TBC elder Steve Bayer is Crown director for the state of Kansas.